KEBEDE, Dr. Samuel Tadesse. ELECTRONIC BANKING ADOPTION DRIVERS IN ETHIOPIA’S BANKING SECTOR. American Journal of Information Technology and Management, [S. l.], v. 10, n. 3, p. 1–20, 2023. Disponível em: http://americaserial.com/Journals/index.php/AJITM/article/view/311. Acesso em: 18 dec. 2025.