Aniebiet , J Etuk, Eyo Awah Aniekan, and Aniefiok Okon Akpan. 2024. “ASSURANCE AND CUSTOMER PATRONAGE OF MICROFINANCE BANKS IN AKWA IBOM STATE, NIGERIA”. American Journal of Information Technology and Management 12 (2):1-23. https://doi.org/10.5281/zenodo.12167734.